Provide top notch service and advice to my clients regarding real estate purchases. There’s not much to it. But then again there is.

On a daily basis I am making phone calls to new and prospective clients while also checking in on past clients and their families. Not to mention driving around the city looking at countless homes and condos.

My Approach

My approach to business is family centric. I don’t want my clients to know me as just that guy that sold them their home. Instead I want to be a friend to my clients, someone that they can call in their time of need.

Personal Story

This past weekend was the Morgan Wallen concert in Columbus. It drew huge crowds downtown and was by all accounts a blast. One of my clients called me late Saturday night in need of a ride.

Did I want to go get them? Not necessarily but my will to provide excellent service to my clients had me in my car on my way to get them.

Of course they were grateful for me being able to do them a favor.

That’s what life is all about, helping out others in their time of need.

What are your needs? Real Estate and so much more…

I want to get to know my clients on a personal level. So if I have not yet gotten to know you, feel free to reach out, and let’s connect over some coffee, no business is required.

We are here for each other

No matter where you are in life, I want to be a go to source for you and your needs. Need help finding your next apartment? I’m there.

Need help budgeting a wedding? I’m there.

Need prayers for your grandmother? I will be there. Whatever your needs are, I am here to fulfill them to the best of my abilities.

So if you need anything, feel free to reach out (330) 207-8126 or email me at cksellsrealestate@gmail.co

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One thing I pride myself on in my career is being a professional problem solver.

There are always problems that arise when it comes to making sure real estate deals work out.

What happens when a deal doesn’t work out?

Selling Short

Well for sellers they have a house that once on the market, and they thought it was sold. They received multiple offers on it, accepted one, and went through the long waiting process waiting for closing. But then, the buyer’s financing fell through 2 days before closing.

Now that seller is going to be upset. Not only is their home going to be put back on the market. They’ve also lost nearly a month of valuable time. Which means they may be held up from moving into their new home, or paying their current mortgage an extra month.

It sucks, but this is a reality that is very common in the game of real estate.

Buyer’s remorse

From the buyer side of things, lets say they have found the perfect home. It has all the right features, it’s in the right school district, and it’s priced within their budget. They’ve already won the bidding war between two other parties who also wanted the house.

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Now it is inspection time and as it turns out, there’s a leak in the roof that the seller was not aware of. It was leaking into the attic after all, not their living room.

What happens now? Well the buyer could leave the contract… They have every right to since the house inspection came back with negative findings. But what if instead they asked the seller to repair the leak prior to closing?

What now?

Well the buyer asks for $5000 off the purchase price, in order to cover the cost of the repairs they will make once they have possession.

“They want $5,000 Dollars?” the seller will yell at their listing agent. “No we’re not going to get screwed by these people. I listed it AS-IS and its going to sell AS-IS.”

Now both parties are in a pickle. What happens next? Where do the agents go from here? How is it possible to make everyone happy.

What if both parties would agree to meet in the middle? Splitting the difference is generally seen as fair. So $2,500 credited to the buyer for the repairs… The seller is happy because he’s given up very little.

A deal is better than no deal — for everyone

But they still have to make up the difference you think. Well what if each agent on transaction decides to kick in an additional $1,250 (totaling $2,500) from their commission? That would get the buyer their full $5,000 for repairs. The agents take a hit on their commission, but they create life long clients in the process.

The buyer and seller get to move into new homes.

All is well and real estate hell is avoided in this circumstance.

There is always a solution

The buying/selling process will always be emotional for everyone involved. Buyers and sellers constantly want to back out of legally binding contracts or stick it to the other guy because they’re a hardened negotiator themselves.

But the reality is, buyers and sellers are on the same team.

As are all agents involved in the transaction.

Every bit of real estate is complicated, but having someone that works through these situations on a daily basis makes every thing go smoother.

Do you know anyone looking to buy or sell?

Contact me at (330) 207-8126

email: cksellsrealestate@gmail.com

facebook: Conner Kochansky

instagram: @connerkochansky

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Because they’re under-qualified and under-paid by large scale corporations who own these leasing companies. Think about it, what qualifies someone to have absolute autonomy over your living situation?

If you’ve rented anywhere you know what I mean. This means less than professional people are controlling your living situation. They’re treating you like a number, entering your apartment without consent, and strong arming people every single day, because they can.

To them you’re not human, you’re $$$

Corporations like Coastal Ridge property management and others who take up the brunt of managing large scale apartment complexes see you, the renter as a number and dollar sign. That does not bode well for you the consumer.

It means you are easily replaceable and often not treated like a human by these managers. They know that their product, barring any dire circumstances will continue to sell due to large scale population growth.

Not to mention property managers receive bonuses for increasing profit year over year.

Why does rent keep going up?

Profit margins are king for these corporations. As they continue to spend more money (even though it doesn’t feel like it) paying their employees, paying for systems like automatic rent payment, etc. They continue to need to make more money from renters.

Which means you will continue to see the rent prices increase as Central Ohio grows as a market.

If everyone’s rent is going up, the property managers know they can get away with it.

Rent vs. Mortgage Payment Disparities

With interest rates at 7% or more in most cases, the disparities between the average rent payment and the average mortgage is as wide as its ever been. So even though you are paying more for rent than ever, property managers know that your rent can continue to be increased because of the market.

Columbus the new Denver?

Think of some of the most expensive cities in the United States to live in. Outside of New York and Los Angeles, rent is super high in most major metropolitan areas. As are house prices.

Columbus is beginning to fall into this trend line of expensive cities to live in. We are still statistically low compared to our population levels. But given 5-10 more years of population growth intertwined with inflation, we will soon be looking at $2500 per month for the average 2 bedroom apartment in the city and surrounding suburbs.

The Reality

How does one combat this? If you’re young you get a roommate or two and find a decent living situation for the time being. But going forward it is not going to get easier.

If I were young and single, I would look to buy a house as soon as possible. Then I would rent out 2-3 bedrooms to some friends. This strategy is called house hacking.

Your roommates pay the majority of your mortgage, you build equity, and your cost of shelter is dropped dramatically from $1000-1500 a month down to less than a thousand dollars a month.

Plus the equity can then be taken out a couple of years down the line and leveraged into a much nicer starter home to begin your family.

This strategy can also be used by parents who are already paying for their young adult’s rent as they move out of the house. Does your son or daughter rent a college house or apartment? Why not buy it and rent it out to the roommates? You’ll save money and be investing into an asset as opposed to forking over money to someone else.

Are you building wealth?

Outside of the grind of entrepreneurship, buying real estate is the route to building wealth in this country. Without owning the place you live in, you are less likely to ever get out of debt, invest, and build financial security for your future.

If you would like more information about House Hacking or the state of the Central Ohio Housing Market reach out to me at cksellsrealestate@gmail.com or text me “HACKING” at (330) 207-8126

Before we get into Grants here’s a link to all the home buyer incentives the state of Ohio offers to those who own property: home buyer incentives

1. Research Eligibility Criteria

   1. Before you can utilize the grant, you will need to make sure that you meet all of the eligibility criteria. Some grants may have income or credit score requirements, while others may only be available to first-time homebuyers or for certain types of properties. Have a real estate agent go through the grant requirements carefully to ensure that you qualify.

   2. Comprehensive List of Grants

      1. Some grants to keep in mind:

         1. first time home buyers grant

         2. OHFA Grant

         3. farm/rural grants

2. Determine the Grant Amount

   1. Once you have confirmed that you are eligible for the grant, determine the amount of funding that you will receive. Some grants will cover the entire down payment, while others may only cover a portion of it.

   2. Make sure to understand the terms of the grant so that you can plan your finances accordingly. It’s important to note that most grants will be free to the grantee so long as you live within the home for a specified period of time.

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3. Work with a Lender

   1. To utilize the grant, you will need to work with a lender who is familiar with the grant program. They will be able to guide you through the process and ensure that all of the grant requirements are met. Make sure to inform your lender about the grant so that they can incorporate it into your financing plan.

4. Utilize a 100% Financing Program

   1. My friends over at NFM Lending have rolled out a brand new financing program to help homeowners finance their down payment. For more information on this loan product text me “100%” at (330) 207-8126

5. Apply for the Grant

   1. Apply for the grant as soon as possible to ensure that the funding is available when you need it. Some grants may have limited funding available or deadlines for applications, so make sure to stay on top of the process to avoid missing out on the funding.

6. Use the Grant for the Down Payment

   1. Once the grant funding is available, you can use it towards your down payment. Make sure to follow the terms of the grant to ensure that you remain eligible for the funding.

Utilizing a grant to help pay for a down payment on real estate can be a great way to make homeownership more affordable.

By following these steps and working with a realtor who is familiar with the grant program, you can make the most of the funding and achieve your goal of homeownership.

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Conner Kochansky (330) 207-8126

eXp Realty // Columbus Fox Group

While a home warranty may not be necessary for all homeowners, there are many benefits to having one. In this blog post, we will explore some of the positives of a home warranty.

For me a home warranty is a no-brainer.

How Much does a Home Warranty Cost?

The nice part of home warranties is they can be paid for by the seller. If this is so they are written into the contract at the time of the offer. After the first year, the homeowner will pay for the program.

The company I use is First American Home Warranty, their basic coverage is around $600-700 for most homes per year. If you are interested in a home warranty on your current home, it makes more sense to go through a representative directly as they can usually get a discounted rate.

Deductibles

Like an insurance policy, you will still pay a deductible for repairs on your home or new appliances. But they usually are about $100. Which is considerably less than paying the price of a new washer/dryer or a contractor.

Most contractors will charge upwards of this just for an initial inspection or consultation. While the cost of new appliances or the eventual repairs can cost $1000s.

For me a home warranty is a no-brainer.

KNOW SOMEONE THAT WOULD LIKE THIS ARTICLE OR MORE INFORMATION ON A HOME WARRANTY? CLICK BELOW TO SHARE

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Budget Protection

The primary benefit of a home warranty is budget protection. With a home warranty, homeowners can rest easy knowing that unexpected repair costs for covered items will be taken care of.

This can be particularly beneficial for new homeowners who may not have the savings to cover major repairs.

Peace of Mind

Homeowners with a home warranty have peace of mind knowing that if a covered item breaks down, they won't have to spend time researching contractors or worrying about the cost of repairs.

The home warranty company will take care of everything, and the homeowner can focus on other priorities.

Convenience

In addition to peace of mind, a home warranty can also provide convenience.

Homeowners with busy schedules may not have the time to research contractors or schedule repairs.

With a home warranty, the homeowner simply needs to call the warranty company and they will take care of the rest.

Cost Savings

Home warranties can provide significant cost savings over time.

While there is an annual fee for the warranty, the cost of repairs or replacements for covered items can be much higher.

Homeowners with a home warranty can save money on these repairs and replacements, making the warranty a smart investment.

Increase Home Value

A home warranty can increase the value of a home.

Potential buyers may be more likely to purchase a home that comes with a warranty, as it provides additional peace of mind and budget protection.

Additionally, a home warranty can help protect the home's systems and appliances, which can increase the overall value of the property.

Wrap Up

From budget protection and peace of mind to cost savings and increased home value, a home warranty is a smart investment for those who want to protect their investment and simplify the process of home repairs and maintenance. For me a home warranty is a no-brainer.

If you would like more information on a home warranty for your existing home or a future home purchase, please feel free to reach out to me at the contact below.

Conner Kochansky // eXp Realty // Columbus Fox Group

(330) 207-8126 // cksellsrealestate@gmail.com

Population Size

According to 2020 census data, Columbus is already the 14th most populous city in the United States. Within the Midwest, Columbus ranks only behind Chicago in population size.

Since the 2020 census, the population has grown by ~3.5% and the growth is set to continue. Companies like Intel (20 Billion) and Honda (4 Billion) have committed nearly 25 billion dollars to investing in central Ohio over the coming years.

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That’s not all the investment that’s currently happening, Dollar Tree, Illuminate USA, Pharamavite, Bath & Body Works, Hyperion, Post, and American Nitrile are among other companies that are investing in the region. Combined these companies are planning to invest another Billion dollars in the region resulting in the creation of over 3200 new jobs.

On the housing market

In both 2020 and 2021 we saw double digit appreciation of home values in the market. Homes that sold for $200,000 in 2020 are now selling for $220,000 and up. The spring market in 2023 is hot as it has been in recent years. Multiple offer situations are more common than homes making it through the first weekend of them being listed.

Where does it head from here?

It’s impossible to time market swings, but with the media narrative of an incoming housing crash… we must remember two things:

1. Negative headlines sell more than positive news stories

2. Pullbacks can occur on a national scale while local markets are insulated

So whether your parents or the news are telling you one thing or another, it is best to reach out to a trusted professional when it comes to making decisions regarding whether you should wait to buy or get in now.

When’s the best time to buy?

Real Estate follows the rule of appreciation like most investments.

The best time to buy real estate was 3 years ago. Fast forward 3-5 years from now, and the answer will remain the same… The best time to buy is now…

Waiting to time a crash is going to result in lost of potential equity.

With the average rent cost sitting at upwards of $18,000 per year in Columbus, that is $18,000 being thrown away. Where as if you were to buy today, you would have paid that money toward your home. Increasing your equity in the property while also taking advantage of appreciating home prices year over year.

Buying may not be in your cards right now

If you want to buy, a good credit score and money for closing costs is required (usually 3-5K). Renting is not ideal because of the loss of potential equity, but there are plenty of good options out there.

I have a private renter’s list for clients that are not yet ready to buy a home.

Those who subscribe to the list are emailed out 3 rental listings a week, most of which are not easily found by googling “apartments in Columbus.”

To join my renter’s list email me at cksellsrealestate@gmail.com with the subject line, “renter.”

Columbus is the new hub for innovation in the Midwest, if you’re interested in moving here, I cannot recommend it enough. As always I’m happy to help anyone, yourself (or someone like you) plan their next move.

TL;DR

1. Growth in central Ohio is just beginning

2. Population size will increase upward and outward

3. Timing the market is never a good investment strategy

4. Buying this year will build equity where as renting offers 0% returns

5. If you’re not yet ready to buy, I’m still your guy. I help renters find under market deals every month!

Call or text me at (330) 207-8126 and let’s plan your next move!

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It is a place where we can relax, entertain, and create memories.

As such, it is essential that a home is customized to meet the needs and preferences of its occupants.

This may involve modifying the layout, adding or removing rooms, or incorporating unique features that reflect the personality of the homeowner. By customizing a home, homeowners can create a space that is not only functional but also aesthetically pleasing and enjoyable to live in.

More custom usually means more value

One of the primary advantages of customizing a home is that it increases its value. The real value of real estate lies in its uniqueness. I show a lot of homes that are very similar in layout and features.

A home that has been customized to meet the needs of its occupants will always be more attractive to potential buyers and can command a higher price on the market.

Additionally, customizing a home can save homeowners money in the long run. By incorporating energy-efficient features such as solar panels, double-glazed windows, and insulation, homeowners can reduce their energy bills and save money on utilities.

*** There are plenty of solar programs right now that allow for home owners to get solar panels for little to no money down ***

More FUNctionalitiy

Another advantage of customizing a home is that it can improve its functionality. For example, if a homeowner frequently entertains guests, they may choose to install a large kitchen with an island or a spacious living area that can accommodate large groups of people or a basement bar room.

In my case, I do a lot writing and working from my current home office. In my dream home I will have a fully outfitted office library that rivals that of a former president. Something that my former 2 bedroom apartment could never give me.

More room to live, work, and play

Whether it's a larger living area, a bigger kitchen, or an additional bedroom, extra space can improve the quality of life for occupants by providing more room to relax and enjoy their home.

Extra space can also be used for hobbies, exercise, or storage, allowing homeowners to pursue their passions and interests without sacrificing valuable living space. Home gyms are the current craze and they can’t be achieved unless they have a place to call home.

By creating a space that is tailored to their needs and preferences, homeowners can increase the value of their home, save money on utilities, and improve its functionality. Additionally, extra space provides more room to live, work, and play, enhancing the quality of life for occupants. Ultimately, a customized home with extra space is not only a valuable investment but also a comfortable and enjoyable place to call home.

Conner Kochansky (330) 207 - 8126

eXp Realty cksellsrealestate@gmail.com

We ended up losing out.

The house went into contract at over $22,000 more than the original list price.

On the other side of town, my mentor placed an offer and was pitted against 17 other offers…

This is the norm that we are getting back to in the Columbus market. For homes in desirable neighborhoods, things are moving quick and waaaaay over price.

Here’s what you need to know →

If you’re in the market for a new residential real estate property, then you know that making the right offer is key to getting the best deal.

But how do you ensure that your offer is the best one?

1. Do your research.

Before you make an offer, take the time to research the local market. Look at comparable properties in the area and take note of their prices, features, and condition. This will give you a good idea of what the market value of your potential home is.

If you use me as your realtor this will all be taken care of for you.

2. Know your limits.

Before you make an offer, decide what your maximum price is, and don’t go over it. It’s easy to get caught up in the excitement of buying a new home, but it’s important to stay within your budget.

Getting pre-approved by a reputable lender is your best bet.

3. Make a competitive bid.

Don’t be afraid to make an offer that’s slightly higher than the asking price. This shows the seller that you’re serious about buying and can also help you stand out from other potential buyers.

If your home of choice is in a good neighborhood, it is likely to go for 5% or more over the list price.

4. Consider other factors.

When making an offer, consider things like closing costs, repairs, and inspection fees. These can all add up quickly, so make sure your offer is taking them into account.

Waving inspections, remedies, home warranties, etc. will strengthen your offer.

5. Be flexible.

Try to make your offer as attractive as possible. This could mean offering a shorter closing timeline or waiving certain contingencies. By following these tips, you’ll be well on your way to making the best offer on a residential real estate property.

Having a flexible timeline is always best, that is why it is ideal to get started with the home buying processes sooner rather than later.

Good luck!

I’m always looking for referrals. If you know anyone who is interested in buying or selling in the next 12-18 months send them this blog post to help them along with the process.

Conner Kochansky - eXp Realty - (330) 207-8126

The real estate market is constantly evolving, and it is essential to keep track of the latest trends. I’m sure you know, the real estate market has experienced a lot of changes due to factors such as the COVID-19 pandemic, low-interest rates, and changing demographics.

Hot suburbs like Dublin, Hilliard, Worthington, and Westerville listed homes are going on the market on Friday and are sold by Sunday evening.

Here are some of the most recent real estate market trends:

1. Rising Home Prices

Home prices have been on the rise for the past few years. According to the National Association of Realtors, the median existing-home price in December 2022 was $366,900, up nearly 18% over the past 2 years.

This rise in home prices is due to the low supply of homes on the market, which is leading to increased competition among buyers. Despite what the news says, the market in Central Ohio is still moving fast.

Intel + Honda Innovations

With Intel and Honda moving big bucks into central Ohio, the increase in home prices will not slow down anytime soon. If you are thinking about playing the market, I would do so elsewhere, because our local market is only moving up.

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2. Low Housing Inventory

The lack of housing inventory is another major trend in the real estate market. The supply of homes for sale has been declining for several years, and this trend has been accelerated since COVID.

Many sellers are hesitant to put their homes on the market, which is contributing to the low inventory levels. This low inventory is leading to bidding wars and driving up home prices.

3. Increased Demand for Suburban and Rural Areas

The pandemic has caused a shift in housing demand, with many people looking to move out of cities and into suburban or rural areas. This trend is likely to continue as remote work becomes more prevalent.

In hot suburbs like Dublin, Hilliard, Worthington, and Westerville homes are going on the market on Friday and are in contract by Sunday evening.

People are looking for more space and privacy, and are willing to commute further to work in exchange for a larger home or more outdoor space.

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4. Increased Interest in Vacation Homes

The pandemic has also led to an increased interest in vacation homes. With more people working remotely, they are looking for a place to escape to on weekends or for longer periods.

Vacation homes can be a good investment, as they can be rented out as an AirBnB when not in use.

5. Technology Advancements

Technology is changing the real estate industry. Virtual tours and online listings have become more common, allowing buyers to view homes from anywhere in the world.

Artificial intelligence is also being used to help buyers find their dream home more quickly and efficiently.

My Take

The real estate market is constantly evolving, and it is essential to stay up-to-date on the latest trends.

The rise in home prices, low housing inventory, increased demand for suburban and rural areas, increased interest in vacation homes, and technology advancements are some of the most recent real estate market trends.

These trends are likely to continue in the coming years, and will continue to shape our local market.

As always it is best to speak with a licensed real estate professional if you are thinking about buying in the future.

My contact information is below:

Phone: (330) 207-8126

Email: cksellsrealestate@gmail.com

I prefer to work by referral, if you know someone that is like you, and looking to buy or sell a home, please forward them this post and my phone number, (330) 207-8126!

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Let’s talk about Finding GOOD DEALS:

1. Research the Market

The first step to finding the best real estate deals is to research the market. This means familiarizing yourself with the local real estate market, including the current trends, average home prices, and the state of the local economy. You can gather this information by using online real estate tools, reading local real estate blogs (like this one) and news sources, and talking to local real estate agents (like me).

2. Network with Local Real Estate Professionals

Talk to your real estate agent early on in the process. The sooner you get knowledge of the market and create a plan, the easier the process will go. Your agent possesses valuable information just by working in the industry every single day. They are going to be able to give you more specific data points than the average news article.

Expertise is valuable, no matter what you are doing, and when it comes to real estate it is required to make the process move smoothly.

3. Consider Fixer-Uppers

Distressed properties, such as foreclosures and short sales, can often be the best real estate deals. These properties are usually priced lower than market value, and they can be a great opportunity to get a good deal on a property. However, it’s important to be cautious when buying a distressed property, as they may require a significant amount of work and repairs. I have wholesaler contacts that send me lists of off-market properties daily. These off-market properties are where the money is.

4. Look for Fixer-Uppers

Fixer-upper properties can also be a great opportunity to find a good deal. These properties may be in need of some repairs or renovations, but they often sell for much less than market value. Keep in mind that fixing up a property takes time, money, and effort, so be sure to have a plan in place before making an investment. If you are a first time home buyer I would steer clear of fixer-uppers. It may be fun to watch the Property Brothers rehab a house on HGTV, but it is much more frustrating and costly when you are doing it yourself.

5. Attend Real Estate Auctions

Attending real estate auctions can also be a great way to find the best real estate deals. Auctions often feature properties that are priced below market value, and they can be a great opportunity to get a good deal on a property. However, it’s important to be prepared before attending an auction, as the bidding can be competitive and the properties are sold as-is.

In conclusion, finding the best real estate deals takes time and effort, but it’s worth it in the end. If you are interested in finding yourself a killer deal in real estate, don’t hesitate to shoot me a call or text inquiring about more information.

That’s all for today! Let’s connect if you’re interested in buying or selling!

Phone: (330) 207-8126

Email: cksellsrealestate@gmail.co

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A real estate team is a group of professionals who work together to help their clients navigate the complex world of real estate. Here are the key benefits of working with my real estate team.

A team provides expertise and experience.

Each member of the team brings their own unique set of skills and knowledge to the table. This means that clients have access to a wide range of expertise, from marketing and staging to negotiation and closing. This can be especially helpful for first-time buyers or sellers who may not be familiar with the process.

A real estate team also provides a wider network.

Real estate teams often have a large network of contacts, including other agents, mortgage brokers, home inspectors, and more. This can be especially helpful for buyers who are looking for a specific type of property or sellers who are looking to reach a wider audience.

More flexibility and convenience.

With a team, there is always someone available to answer questions, schedule showings, and provide support. This can be especially helpful for busy individuals or those who have limited availability.

Leveraging resources.

Real estate teams have access to a wide range of resources, such as marketing materials, professional photography, and more. This can help to increase the visibility of a property and make it more attractive to potential buyers.

Support and guidance throughout the entire process.

Buying or selling a home can be an emotional and stressful experience. A real estate team can provide support and guidance to help clients navigate the process, minimize stress, and make informed decisions.

My real estate team works wonders! If you or someone you know is interested in buying/selling their home, or just getting a competitive market analysis to see what their home is worth, share this post with them.

I am never too busy for your referrals!

Conner Kochansky

Columbus Fox Group

phone: (330) 207-8126

Allow buyers to envision themselves living in the space.

When a home is empty or cluttered, it can be difficult for buyers to see the potential of the space.

By staging a home with furniture, decor, and accessories, buyers are better able to see how the space can be used and how they can make it their own. At the very least, homes should be decluttered and deep cleaned before going on the market. Nothing turns a potential buyer away quite like seeing a stained couch adorn the living room.

Create a sense of warmth and comfort.

A well-staged home feels like a home, rather than just a house.

This can help to create an emotional connection with buyers and make them more likely to put in an offer. When I show empty homes to buyers they often feel the home itself is smaller than it actually is. Our eyes play tricks on us, and open spaces tend to appear smaller without furniture to create a baseline for size.

Staging a home highlights the best features of the property.

By placing furniture and decor in strategic locations, a stager can draw attention to a property's best assets, such as a fireplace, a large window, or a beautiful view. This helps to create a positive impression on potential buyers and can increase the chances of a successful sale.

Staging a home can help to increase the perceived value of the property.

A well-staged home can appear more expensive and desirable, which can help to increase the final selling price. Staged homes on average sell for 1-5% over list price while spending 73% less time on the market.

So when it comes to selling your home, stage it.

It is worth the investment in every way imaginable.

My real estate team works with an excellent stager. If you or someone you know is interested in selling their home, or just getting a competitive market analysis to see what their home is worth, share this post with them.

I am never too busy for your referrals!

However, with the right knowledge and preparation, you can make the process a bit less stressful. Here are a few tips to help guide you through the process of buying your first home:

Get your finances in order.

1. Get your finances in order. Before you start looking for a home, it's important to have a good idea of your budget and what you can afford. This means getting pre-approved for a mortgage and understanding your credit score. Below is an article with 9 simple ways to improve your credit score. ⤵️

   https://www.nerdwallet.com/article/finance/raise-credit-score-fast

   Research the Market (or ask me about it).

2. Research the market. Understand the current market conditions and what to expect in terms of prices and availability. Look at housing trends in the area you're interested in and be prepared to act quickly when you find a home you like.

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   Talk to your favorite Real Estate Agent.

3. A good real estate agent can help you navigate the market and find the perfect home for you. They can also assist with negotiations and paperwork.

   Be patient.

4. Finding the perfect home can take time, so don't be discouraged if it takes longer than you expected. It's important to find a home that meets your needs and fits within your budget.

   Be prepared to compromise.

5. Keep in mind that you may not be able to find a home that has everything on your wish list. Be prepared to make some compromises, such as a smaller backyard or an older kitchen, in order to find the right home for you.

By following these tips, and working with a qualified agent, you'll be well on your way to finding your first home.

As always, I’m never too busy for your referrals!

Feel free to call me (330) 207-8126 or email me at cksellsrealestate@gmail.com

These benefits can give you more disposable income, simplify your finances, and help you pay for other expenses.

For starters..

One of the main benefits is that it can help you lower your monthly mortgage payments by getting a lower interest rate. This can give you more disposable income each month, which can be used to pay off other debts, save for retirement, or make home improvements.

Another benefit of refinancing is that it can help you pay off your mortgage faster. With a lower interest rate, you can shorten the term of your loan and pay off your mortgage faster. This can save you thousands of dollars in interest over the life of your loan.

Think about it this way

Your mortgage is slightly more complicated than this, but this will give you an idea.

If you borrow $1000 at a 7% interest rate (slightly lower than market average Q1 2023). You would pay 70$ per a year in interest until you have paid off the principal of the loan.

The Q1 2024 projection for interest rates is 5%.

If you borrow $1000 at a 5% interest rate (projected). You would pay $50 per year in interest until you have paid off the principal.

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Other benefits

Refinancing can also be used to consolidate other debts into your mortgage. This can help you simplify your finances and make it easier to keep track of your payments. Additionally, it may be possible to access some of the equity you've built up in your home and use it to pay for other expenses like home renovations, or child education.

Refinancing can also save you money over the long term if you plan on staying in your home for many years.

Even small changes in interest rates can have a big impact on your mortgage payments over time. In the above example we saw a 2% change on a loan of a thousand dollars. How much is your house worth, probably 250 x $1000. These single percents can be huge amounts, when talking about something as valuable as your home. The best part when refinancing when rates drop, you can lock in a lower rate for the life of your loan.

TL;DR:

1. refinancing your home can be a wise financial move when interest rates drop because it lowers your monthly payments.

2. refinancing helps you pay off your mortgage faster.

3. refinancing can simplify your finances or give you access to equity on your home.

4. Overall refinancing will save you money in long-term.